Job Details

Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it’s negotiating with some of our largest global partners or creating next year’s financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex.

How will you make an impact in this role?

The Capital Planning team is part of the Global Treasury organization and supports capital management activities across the firm. The team plays an in integral role in maintaining and updating the capital management framework, analyzing and advising on capital distribution strategies, including share repurchases and dividends, enterprise stress testing, capital adequacy monitoring and reporting, capital ratio analysis, regulatory capital, balance sheet forecasting, and the formation and execution of the annual capital plan.

The Director – Capital Planning will partner closely with Corporate Planning, Risk Finance, Controllership, Treasury, Tax, and other teams on capital and balance sheet related topics. The role will be heavily involved in monitoring regulatory capital ratios, assessing capital adequacy, capital distribution decisions, monthly forecasting, and company-wide stress testing exercises and ad-hoc analysis and projects. Additionally, the Director will gain exposure to balance sheet and capital distribution strategies, interact with senior management, and lead a team of two high performing managers.

Responsibilities Include:

• Maintain and update capital model inclusive of capital distribution decisions related to share repurchases, dividends, etc.

• Perform regular forecasting of AXP balance sheet, risk weighted assets, capital position, and regulatory capital ratios

• Oversee capital adequacy assessment and regulatory capital ratio monitoring; communicate results to senior leadership

• Conduct stress testing of capital resources as part of the enterprise-wide Comprehensive Capital Analysis and Review (CCAR) exercise, file regulatory reports

• Lead the capital components of the Internal Capital Adequacy and Assessment Process (ICAAP), update the framework regularly and continuously improve processes

• Support subsidiary capital analytics and the governance of subsidiary capital transactions including capital infusions and dividends

• Support the Capital Management Committee (CMC). Coordinate CMC agenda topics, conduct meetings, and prepare material to be presented at the CMC, Asset Liability Committee (ALCO) and Board of Directors meetings

• Oversee documentation related to capital activities including: the Capital Management Policy, Capital Transaction Forms, Capital Management Committee Charter, Process Risk Self-Assessment, and Standard Operating Procedures

• Provide consultative support to M&A deals, new product offerings, subsidiary stress testing, ad-hoc projects, and process improvement activities

• Stay abreast of the evolving regulatory landscape, perform scenario analysis as needed, and support regulatory advocacy efforts

Minimum Qualifications:

• 6 years of relevant experience and a Bachelor's degree in Finance or related

• Keen focus on operational excellence and attention to detail

• Solid understanding of balance sheet fundamentals and strategies

• Proactive in identifying trends and sharing new ideas

• Extensive experience with stakeholder engagement

• Strong communication and presentation skills

• High proficiency in Excel and PowerPoint

• Knowledge of Treasury subject matter domain and AXP financials

• Strong people leadership skills with experience managing a team

• Ability to synthesize complex data into coherent presentations for cross functional senior leaders

• Ability to drive and leverage relationships across the organization

• Strong sense of intellectual curiosity that will drive new and innovative ways of thinking about the company’s performance

Preferred Qualifications:

• Knowledge of Basel capital rules helpful

• Master's Degree

• Proficient in TM1

Qualifications

Salary Range: $130,000.00 to $205,000.00 annually bonus equity (if applicable) benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries

• Bonus incentives

• 6% Company Match on retirement savings plan

• Free financial coaching and financial well-being support

• Comprehensive medical, dental, vision, life insurance, and disability benefits

• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

• 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

• Free and confidential counseling support through our Healthy Minds program

• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions

Job: Finance

Primary Location: US-New York-New York

Schedule Full-time

Req ID: 25008377