Job Details

Customer Experience Designer – Consumer Lending & E-Commerce

Cupertino, California, United States

Sales and Business Development

Summary

Posted: Sep 15, 2025

Weekly Hours: 40

Role Number: 200620472-0836

At Apple, every detail of the customer journey matters — from the first moment of discovery to the instant a device becomes part of someone’s life. Apple Financial Services plays a critical role in that journey, enabling customers to access Apple products through financing and monthly ownership programs. We believe these experiences should be as simple and intuitive as the products themselves.

We’re looking for a Customer Experience Designer who combines the craft of design with the rigor of product management. In this role, you won’t just design interfaces — you’ll own financing scenarios, shape customer journeys for hardware subscriptions and upgrades, and collaborate with cross-functional teams to deliver them at global scale.

Description

In this role, you will:

• Define and manage consumer lending scenarios for Apple Financial Services programs, covering monthly financing, upgrades, and trade-ins.

• Partner with design and engineering teams to create frictionless e-commerce and checkout flows that span Apple.com (http://apple.com/), retail, and partner channels.

• Build journeys that integrate eligibility checks, financing approvals, checkout, and lifecycle management into one seamless customer experience.

• Develop journey maps, wireframes, and prototypes to visualize scenarios and align cross-functional teams.

• Translate insights from customer research, analytics, and retail feedback into design improvements that scale globally.

• Ensure every step of the journey — from financing application to device upgrade — reflects Apple’s standard of clarity, trust, and delight.

Minimum Qualifications

• 8+ years of experience in customer experience design, product management, or service design roles

• 5+ years designing commerce and payments journeys, especially consumer lending or subscription financing

• Strong knowledge in checkout, approvals, and e-commerce lending flows

• Ability to map end-to-end lending scenarios (from eligibility and application through approval, checkout, and lifecycle management)

• Expertise in simplifying complex financial processes into clear, customer-friendly experiences

• Exceptional collaboration skills with engineering, design, legal, operations, and marketing teams

• Strong communication and storytelling skills; able to present customer journeys and design rationale to executive partners

• Experience with data-driven iteration and prototyping

• BA/BS in Design, HCI, Business, or related field.

Preferred Qualifications

• Background in consumer lending, financial services, or subscription commerce is strongly preferred.

• Comfort navigating complex partner ecosystems (issuers, merchants, service providers).

• Advanced degree preferred.

Pay & Benefits

At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $146,800 and $221,200, and your base pay will depend on your skills, qualifications, experience, and location.

Apple employees also have the opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple’s Employee Stock Purchase Plan. You’ll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses — including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation.Learn more about Apple Benefits. (https://www.apple.com/careers/us/benefits.html)

Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.Learn more about your EEO rights as an applicant (https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf) .

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.Learn more about your EEO rights as an applicant (https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf) .

Apple will not discriminate or retaliate against applicants who inquire about, disclose, or discuss their compensation.

Apple participates in the E-Verify program in certain locations as required by law.Learn more about the E-Verify program (https://www.apple.com/jobs/pdf/EverifyPosterEnglish.pdf) .

Apple is committed to working with and providing reasonable accommodation to applicants with physical and mental disabilities. Reasonable Accommodation and Drug Free Workplace policy Learn more .

Apple is a drug-free workplace. Reasonable Accommodation and Drug Free Workplace policy Learn more .

Apple will consider for employment all qualified applicants with criminal histories in a manner consistent with applicable law. If you’re applying for a position in San Francisco, review the San Francisco Fair Chance Ordinance guidelines applicable in your area.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.