Job Details

Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Job Summary:

IAG is a global function with over 350 team members across nine countries within American Express. We are committed to growing our audit staff as we continue to expand and enhance the Internal Audit Group. Our professionals come from diverse backgrounds including internal controls, regulatory compliance, financial accounting, operational risk, technology, and data analytics. Most IAG team members hold at least one professional certification.

Our audit teams align to key risk areas and business units to ensure IAG can provide comprehensive and risk-based audit coverage. In addition, IAG has a Professional Practices group responsible for managing audit operations, quality and standards, regulatory relations, reporting, training and professional development, and key internal capabilities and technologies.

Key Responsibilities

• Lead the development and execution of the annual audit strategy for Enterprise Risk Management (ERM) , including audit coverage of the Company’s risk governance, enterprise-level risk frameworks, risk appetite, and second-line risk oversight functions in accordance with regulatory expectations and industry peer practices.

• Lead the Internal Audit coverage strategy for the core functions of the Company’s U.S. Banking legal entity , ensuring comprehensive, risk-based assessment of governance, risk management, and control frameworks that support banking operations, regulatory reporting, and compliance with applicable prudential standards, including the OCC’s Heightened Standards.

• Drive integrated audit coverage of the Risk Management function, including alignment with risk categories such as Credit Risk, Operational Risk, Model Risk, Technology Risk, and Strategic Risk, in coordination with audit teams responsible for first-line processes and support areas.

• Oversee global audits of risk governance and oversight practices , including adherence to the Company’s Enterprise Risk Management Framework, Board Risk Committee mandates, and regulatory expectations for risk aggregation, escalation, and risk appetite reporting.

• Own and execute the Risk Category Owner role for Enterprise Risk Management and Risk Governance, contributing to the CAE’s annual letter to the Board and regulatory discussions.

• Provide strategic leadership during the planning, execution, and reporting phases of all audit engagements in the ERM portfolio, including special reviews and emerging risk topics

• Manage a team of audit professionals and co-sourced resources to deliver high-quality, timely, and risk-focused assurance aligned with professional standards and regulatory expectations.

• Serve as a key liaison to senior leaders in Risk and Compliance, including the Chief Risk Officer, Operational Risk and Compliance leadership, and risk governance councils.

• Foster collaboration across audit domains (e.g., Finance, Treasury, Technology, Compliance) to ensure risk-based coverage and sharing of insights across interconnected processes.

• Advance the use of audit analytics and data-driven testing for ERM audits, including risk appetite metrics, RCSA data, issue management trends, and KRI dashboards.

• Monitor regulatory developments and industry best practices to ensure audit coverage remains responsive to evolving risk management expectations (e.g., OCC Heightened Standards, SR 21-3, Basel principles for risk governance).

• Contribute to the continuous improvement of the audit function through thought leadership, methodology enhancements, and engagement in cross-functional initiatives.

Required Qualifications

• 12 years of experience in internal audit, risk management, or controls, preferably in financial services

• Subject Matter Expert Risk in Risk Governance Framework and related expectations per OCC Heightened Standards for large financial institutions (i.e., G-SIB, Category III/II bank)

• Knowledge of the following banking regulations: Regulation W - Transactions with Affiliates, Regulation O - Insider Lending, Regulation L - Management Interlocks, and Regulation BB - Community Reinvestment Act

• Complete understanding of critical Enterprise Risk Management lifecycle activities

• Ability to clearly articulate risks to senior management stakeholders and regulators

• Familiarity with OCC Handbooks and Bulletins, e.g., Appendix D to Part 30—OCC Guidelines Establishing Heightened Standards for Certain Large Insured National Banks

• Coach, teach, mentor, and develop less experienced colleagues in geographically diverse locations across all aspects of their role, the audit lifecycle, audit methodology and best practices

• Strong written and verbal communication skills that deliver high quality, actionable and value-added feedback to management on potential control issues and potential solutions to close gaps

• Proven ability to lead and manage several competing priorities and collaborate to provide quality reviews across deliverables and audit teams

• Ability to quickly resolve complex risk issues

• Ability to adapt to evolving risk landscapes

• Proven ability to analyze data, identify trends, evaluate risk scenarios effectively and make recommendations

• Experience in the application of audit methodology and professional auditing standards, including end-to-end audit execution, risk assessments, issue validation, and governance reporting.

• Highly organized with strong project management skills and the ability to lead multiple high-impact audits and initiatives simultaneously.

Preferred Qualifications

• Certified Internal Auditor (CIA), Certified Risk Management Assurance (CRMA), Certified Enterprise Risk Professional (CERP), etc.

• Bachelor's Degree in Finance, Business, Risk Mgmt., or related field; advanced degrees (e.g., MBA, MSc) or certifications are advantageous

Qualifications

Salary Range: $185,000.00 to $260,000.00 annually bonus equity (if applicable) benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries

• Bonus incentives

• 6% Company Match on retirement savings plan

• Free financial coaching and financial well-being support

• Comprehensive medical, dental, vision, life insurance, and disability benefits

• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

• 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

• Free and confidential counseling support through our Healthy Minds program

• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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Employment eligibility to work with American Express in the U.S is required as the company will not pursue visa sponsorship for these positions.

Job: Executive

Primary Location: US-New York-New York

Schedule Full-time

Req ID: 25016578