Job Details

Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

Joining Amex Tech means discovering and shaping your contribution to something big. Here, you can work alongside talented tech teams and build a unique career with the Powerful Backing of American Express. With a range of opportunities to work with the latest technologies, and a commitment to back the broader engineering community through open source, our mission is to power your success. Because Amex Tech is powered by our technology, our culture, and our colleagues.

Enterprise Data Management & Products (EDMP) mission is to deliver data products that power business growth and unlock value, while providing data management strategy and governance solutions for the Enterprise.

Our goal is to drive growth, unlock value, boost efficiency, manage risks and develop talent. We prioritize enterprise growth across all business areas, creating engaging experiences and solutions that boost satisfaction and value. We streamline operations for reinvestment and scalability while managing risks to maintain trust and security.

Primary Responsibilities:

• Lead the development and execution of American Express’s US Open Banking product and strategy, with a focus on scaling external facing Open Banking APIs with regulatory, partner and business priorities.

• Own the product roadmap and feature backlog for US Open Banking APIs, ensuring prioritization aligns with customer value, partner needs, compliance obligations and enterprise objectives.

• Manage and grow relationships with strategic third-party partners and aggregators, supporting onboarding, integration and go-to-market execution for data sharing use cases.

• Serve as the product lead for all US Open Banking API related initiatives, driving clarity across cross-functional stakeholders, including product development, engineering, compliance, legal and operations.

• Collaborate closely with Government Affairs and Compliance teams to ensure product delivery supports adherence to US data-sharing regulations and related industry standards.

• Define, implement and support operational controls, metrics and governance practice to ensure resilient and secure API delivery and performance.

• Monitor external trends, industry movements, and regulatory developments in the US Open Banking and Open Finance ecosystems to inform internal product and partner strategy.

• Represent American Express in cross-industry working groups and forums to help shape the future of Open Banking standards and interoperability frameworks.

Qualification Requirements:

• 5 years of experience in either API product management, Open Banking/Open Finance, or digital financial services, preferably within a highly regulated environment (e.g. banking, fintech or payments).

• Strong product management skills and ability to identify commercial opportunities.

• Ability to influence decisions and drive alignment across cross-functional teams.

• Experience in executing industry-wide partnership strategies to build innovative customer experiences.

• Strong negotiation skills and ability to independently drive complex negotiations to completion.

• Strong verbal and written communication skills – including the ability to collaborate with different departments across product, engineering, legal internally and externally.

• Ability to flourish and be proactive with minimal guidance.

Qualifications

Salary Range: $90,000.00 to $165,000.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries

• Bonus incentives

• 6% Company Match on retirement savings plan

• Free financial coaching and financial well-being support

• Comprehensive medical, dental, vision, life insurance, and disability benefits

• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

• 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

• Free and confidential counseling support through our Healthy Minds program

• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

US Job Seekers - Click to view the “ Know Your Rights ” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

Job: Product

Primary Location: US-New York-New York

Other Locations: US-New York

Schedule Full-time

Req ID: 25008376