Description

American Express Company seeks Directors, Risk Management to devise credit risk strategy for commercial new accounts and existing customers. Develop key capabilities to enable new account strategies for existing commercial customers ensuring growth while managing losses. Drive commercial products underwriting strategies and risk management policies for existing customers by strengthening risk processes. Work with business partners to enhance value proposition, improve customer experiences, and strengthen regulatory and compliance alignment for the company. Collaborate with the decision science team to enhance economic logic that supports core risk management decisions.

Position requires a Bachelor’s degree in Business Administration, Finance, Economics, Statistics, Mathematics, Engineering, or a related field, followed by 5 years of progressively responsible experience with credit risk management and analytics. Experience must include: 3 years of experience with credit risk management for credit card and non-card products; 3 years of experience with developing credit risk policies and capabilities for exposure management, delinquency management, and limit management for card and non-card products; 3 years of experience with working in cross-functional and cross-border teams in commercial credit risk management; 3 years of experience with analyzing credit risk data from commercial credit bureaus and internal data sources, including financial statements, systems, and data management processes; 3 years of experience with exposure and limit management of credit card and non-card products; 3 years of experience with managing risk of high-balance commercial customers; 3 years of experience with analyzing commercial portfolios; 3 years of experience with translating complex analyses for technical and non-technical audiences; 3 years of experience with analysis of large datasets; and 3 years of experience with dBeaver, Hive, SQL, and Teradata. Telecommuting is available up to 2 days per week.

Job Location: New York, NY

Qualifications

Salary Range: $153,075.00 to $205,000.00 annually

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries

• Bonus incentives

• 6% Company Match on retirement savings plan

• Free financial coaching and financial well-being support

• Comprehensive medical, dental, vision, life insurance, and disability benefits

• 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

• Free and confidential counseling support through our Healthy Minds program

• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

US Job Seekers - Click to view the “ Know Your Rights ” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider a number of job-related factors, including experience and location.

LI-DNI

Job: Risk

Primary Location: US-New York-New York

Schedule Full-time

Req ID: 25011235