Job Details

Software Engineer, Apple Card

New York City, New York, United States

Software and Services

Summary

Posted: Jun 23, 2025

Weekly Hours: 40

Role Number: 200610130

Apple is a place where extraordinary people gather to do their best work. Together we craft products and experiences people once couldn’t have imagined — and now can’t imagine living without. If you’re excited by the idea of making a real impact, and joining a team where we pride ourselves in being one of the most diverse and inclusive companies in the world, a career with Apple might be your dream job!

We built Apple Card to reinvent how credit cards work and continue to launch groundbreaking features. The Apple Card Engineering team is looking for an experienced engineer to help build and deliver our unique, innovative features and enhancements to our product.

Description

In the Apple Card Engineering team, you will contribute to the server engineering that powers Apple Card & Apple Savings. You will collaborate with other cross-functional teams to create new features and support existing features of the product.

• Develop a clear understanding of the requirements
• Design with considerations for Apple values for customer experience that are performant, secure, and ensure privacy of our customers
• Collaborate with our cross-functional engineering, product, and project management teams to deliver results in a timely manner
• Write code in Java/Kotlin, participate in the code review process, ensure test coverage
• Drive the complete development lifecycle through design, implementation, testing, and release and support production

Minimum Qualifications

• 4+ years of experience programming in Java or Kotlin

• 4+ years of experience in SQL, NoSQL databases and Queueing technology

• 4+ years of experience in API design

• Experience working on highly available, high-throughput, distributed systems

• Bachelor’s degree in computer science or equivalent job-related experience in software engineering

Preferred Qualifications

• Good understanding of concurrent and asynchronous processing

• Knowledge of performance analysis, performance tuning concepts

• Knowledge of security fundamentals such as certificates, PKI, signing and encryption

• Ability to support production environments and handling

• Strong verbal and written communication skills with ability to clearly articulate technical concepts and collaborate effectively with cross-functional teams

Pay & Benefits

At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $143,100 and $264,200, and your base pay will depend on your skills, qualifications, experience, and location.

Apple employees also have the opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple’s Employee Stock Purchase Plan. You’ll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses — including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation.Learn more about Apple Benefits. (https://www.apple.com/careers/us/benefits.html)

Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.Learn more about your EEO rights as an applicant (https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf) .

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.Learn more about your EEO rights as an applicant (https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf) .

Apple will not discriminate or retaliate against applicants who inquire about, disclose, or discuss their compensation.

Apple participates in the E-Verify program in certain locations as required by law.Learn more about the E-Verify program (https://www.apple.com/jobs/pdf/EverifyPosterEnglish.pdf) .

Apple is committed to working with and providing reasonable accommodation to applicants with physical and mental disabilities. Reasonable Accommodation and Drug Free Workplace policy Learn more .

Apple is a drug-free workplace. Reasonable Accommodation and Drug Free Workplace policy Learn more .

Apple will consider for employment all qualified applicants with criminal histories in a manner consistent with applicable law. If you’re applying for a position in San Francisco, review the San Francisco Fair Chance Ordinance guidelines applicable in your area.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.