Job Details

Worldwide Retail Finance - Commercial Programs Senior Analyst

Cupertino, California, United States

Corporate Functions

Summary

Posted: May 23, 2025

Weekly Hours: 40

Role Number: 200605673

Imagine what you could do here. At Apple, new ideas have a way of becoming extraordinary products, services, and customer experiences very quickly. Bring passion and dedication to your job and there’s no telling what you could accomplish. If you love thinking analytically and are passionate about using your financial knowledge to navigate challenges, we’d love to hear from you!
Just as our customers find value in Apple products, the Finance group finds value for both Apple and its shareholders. You will support Apple’s growth, both top and bottom line, by applying the same level of innovation toward financial matters as we do toward our products and services. You’ll also collaborate with Apple teams across the world to drive informed decisions and execute strategies. Finance upholds our global commitment to excellence, and it is directly responsible for shaping the company’s future.

Apple is looking for an Senior Analyst with high analytical capacity, creativity, and strong interpersonal skills to join the WW Retail Finance - Commercial Programs team, which supports Apple Retail’s growth initiatives for both stores and online, including Trade-In, Monthly Payments, Upgrade Programs, Carriers Programs and special projects.

The position requires the ability to complete complex financial and performance analyses, work cross-functionally across Apple and local teams in region, develop and execute business strategies, and recommend and present business updates to executive leaders. The ideal candidate is able to balance financial, brand, and customer considerations.

Description

Retail’s commercial programs include consumer financing, upgrade programs, Apple Trade In, Retail SMB, carrier programs and offers, Apple Card initiatives, and more! These critical sales levers are key to Retail’s continued growth and customer affinity. In this fast-paced, high exposure global role on the Worldwide team, you will interact regularly with Retail and Apple leadership, providing decision support on go-to-market strategy, program roadmap, promotions and associated marketing activities.

Key business partners include: Retail Commercial Development, Product Marketing, Apple Financial Services, WW Sales Finance, and Retail’s GEO Finance/business teams.
Key responsibilities include:
- Analyze performance of various initiatives and provide leadership updates and recommendations
- Partner with finance and non-finance teams to define business strategies for new and existing sales programs and promotions
- Work across a range of teams to develop business cases that capture expected financial impacts of new initiatives across key KPIs of units, revenue and margin
- Work across Retail and non-Retail finance teams to ensure alignment on financial design for new programs and initiatives
- Identify program cost savings or efficiency opportunities to optimize financials
- Own financial forecasts and partner with accounting teams on quarter-end activities
- Evolve data and tool capabilities to streamline work and elevate quality of insights

Minimum Qualifications

• 5+ years of Finance / Business experience in a fast-paced, high pressure environment

• Bachelor’s degree in Finance, Accounting or other quantitative field

Preferred Qualifications

• Independent, self-motivated and exhibits the highest standards of accuracy and organization skills

• Ability to perform quantitative and financial analyses; able to work comfortably with incomplete information while dealing with ambiguity

• Strong business acumen and high intellectual curiosity, with interest in Apple’s products, services, technology, business, and strategy

• Must be able to think strategically on critical business issues, while simultaneously possessing the ability to act tactically to execute against them

• Strong prioritization skills with ability to manage multiple projects simultaneously

• Extraordinarily detail-oriented, while able to keep sight of the “big picture”

• Excellent oral and written communication skills; experienced at presenting effectively to executives

• Passion for automating and improving processes, and drive to adopt latest technology tools at our disposal

• Comfortable applying general accounting principles

Pay & Benefits

At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $133,900 and $201,300, and your base pay will depend on your skills, qualifications, experience, and location.

Apple employees also have the opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple’s Employee Stock Purchase Plan. You’ll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses — including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation.Learn more about Apple Benefits. (https://www.apple.com/careers/us/benefits.html)

Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.Learn more about your EEO rights as an applicant (https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf) .

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.Learn more about your EEO rights as an applicant (https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12ScreenRdr.pdf) .

Apple will not discriminate or retaliate against applicants who inquire about, disclose, or discuss their compensation.

Apple participates in the E-Verify program in certain locations as required by law.Learn more about the E-Verify program (https://www.apple.com/jobs/pdf/EverifyPosterEnglish.pdf) .

Apple is committed to working with and providing reasonable accommodation to applicants with physical and mental disabilities. Reasonable Accommodation and Drug Free Workplace policy Learn more .

Apple is a drug-free workplace. Reasonable Accommodation and Drug Free Workplace policy Learn more .

Apple will consider for employment all qualified applicants with criminal histories in a manner consistent with applicable law. If you’re applying for a position in San Francisco, review the San Francisco Fair Chance Ordinance guidelines applicable in your area.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.