Job Details

Description

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

The Blueprint Line of Credit, New Accounts Credit Risk Strategy team is looking for a Manager to develop and drive new accounts strategies.

• Develop credit risk management solutions for Line of Credit (LOC) product in support of underwriting, customer acquisition and retention strategies

• Develop core risk management rules and policies through innovative solutions in collaboration with internal and external partners and leveraging internal and external information

• Closely collaborate with partners and stakeholders to drive results and grow the portfolio, and build strong relationships and provide proactive and thoughtful communications to stakeholders and partner teams

• Closely partner with teams across Decision Science, Product, Marketing, RPDS, Compliance and Finance to develop strategies that enable prudent and profitable growth, while controlling for through-the-cycle volatility

• Enhance risk decisions by incorporating new information, new techniques, and changing factors

• Provide independent decisions by combining data driven facts and intuition on case by case basis for new account scenarios

• Analyze structured and unstructured data, and translate that into actionable business insights and strategies.

• Identify and evaluate new data sources that could add incremental profitability to LOC and to other American Express's products/services

Minimum Qualifications:

Advanced degree (e.g., MS, PhD, or MBA) in a quantitative field such as Econometrics, Statistics, Mathematics, Operations Research, Engineering, or Computer Science

• Advanced degree is preferred but not required given a suitable combination of formal education and work experience

• Credit/Fraud risk management experience and understanding of credit lifecycle is preferred

• Blend of analytical skills, process expertise, project management, and relationship-building skills

• Ability to handle large datasets using SAS, SQL, R, Python or another similar programming language

• Thought leadership and solution-oriented mindset

• Ability to think strategically and apply both quantitative methods and business insights to drive results

• Ability to build strong relationships in a cross-functional environment

• Clear, effective written and oral communication skills.

Qualifications

Salary Range: $89,250.00 to $150,250.00 annually bonus benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries

• Bonus incentives

• 6% Company Match on retirement savings plan

• Free financial coaching and financial well-being support

• Comprehensive medical, dental, vision, life insurance, and disability benefits

• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need

• 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy

• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)

• Free and confidential counseling support through our Healthy Minds program

• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

Job: Risk

Primary Location: US-New York-Amex - for internal use only

Schedule Full-time

Req ID: 26000865